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New Telephones
We have recently installed a new telephone system which you will notice whenever you call Breedlove Insurance Services. Our original phone number, (925) 254-6262 still … Read the rest
Joyce Lee Joins Breedlove Insurance Services
We are very pleased and excited to be able to announce that Joyce Lee has joined us as a Customer Service Representative. Joyce and her … Read the rest
Long Term Care Alert
The average cost of a private room in a CA nursing home tops $87,000 a year; not planning for long-term care can have major consequences. Read the rest
Posted in Long Term Care Insurance
Tagged Bay Area, Contra Costa, Lamorinda, Long Term Care, Orinda, Retirement Planning
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IRA or IUL? You Choose!
Is an IRA or other tax-qualified retirement account the best possible choice for you? The answer may surprise you.
Life Insurance for Retirement Planning? You’ve got to be kidding!
Attractive interest rates, combined with tax free growth and withdrawals make properly designed life insurance policies an attractive, competitive alternative to mutual funds. Read the rest
Posted in Life Insurance, Retirement Planning
Tagged Minimize taxes, Retirement Planning
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2011 reduces Medicare drug costs “in the gap”
Most Medicare drug plans have a coverage gap, also known as the “donut hole”. This means that after you and your drug plan together have … Read the rest
Health coverage for children and dependents under 26
As of January 1, insurance carriers in California will be offering coverage for children under the age of 19. They will resume issuing child-only policies at the same time Read the rest
Posted in Health Care Reform, Health Insurance
Tagged health insurance, Healthcare reform
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Covering the Medicare gaps
Straight Medicare could leave you owing a lot of money for medical services. There are several types of plans available to insure against this financial risk to you and your family. Read the rest
Posted in Medicare
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Why would a 25 year old buy long term care insurance?
Anyone can need long-term care due to any type of accident or health condition that hits younger people, like a brain tumor, Lou Gehrig’s disease, … Read the rest
Posted in Long Term Care Insurance
Tagged Bay Area, Lamorinda, Long Term Care, Orinda
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Medicare basics
If you are approaching your 65th birthday, you should be planning on signing up for Medicare. We are happy to explain this process, but it’s really pretty … Read the rest