The old expression, “Life is short,” requires perspective to understand. A teenager hearing this thinks you’re crazy; a middle-aged person thinks you’re spot on. The decisions we make — and when we make them — can create a domino effect that can either work for us or against us. Read the rest

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Insuring your most valuable asset …YOU

Your most important asset is your ability to earn a living. How do you protect that? Disability insurance is probably the most essential form of insurance. Furthermore, it’s not as expensive as you might expect. Read the rest

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Make it a USA Holiday Season

Why spend money on cheaply produced goods from foreign factories when there are many, many alternatives. Read the rest

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Can You Afford to Grow Old?

The Bay Area can’t afford to grow old. Read why and what you can do about it. Read the rest

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Estate Planning Changes Are Affecting Business Owners

The San Antonio Business Journal reports that imminent changes to U.S. Estate exemptions shoudl spur individuals to engage in estate planning now. Read the rest

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Financial Implications of Retirement

Do you have a PLAN for retirement? Even if you think you’ll work beyond “normal” retirement age, you may not.

Consider scheduling a conversation with us to determine how to improve your plan. Read the rest

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New Telephones

We have recently installed a new telephone system which you will notice whenever you call Breedlove Insurance Services. Our original phone number, (925) 254-6262 still … Read the rest

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Joyce Lee Joins Breedlove Insurance Services

We are very pleased and excited to be able to announce that Joyce Lee has joined us as a Customer Service Representative. Joyce and her … Read the rest

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Long Term Care Alert

The average cost of a private room in a CA nursing home tops $87,000 a year; not planning for long-term care can have major consequences. Read the rest

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IRA or IUL? You Choose!

Is an IRA or other tax-qualified retirement account the best possible choice for you? The answer may surprise you.

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