Choosing the Best Medicare Prescription Drug Plan

This article addresses how you can decide which Medicare Prescription Drug Plan (PDP) is the best one for you. Read the rest

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Life Insurance You Don’t Have to Die to Use

New life insurance features allow you to get benefits from your policy while you are living. At the same time they provide all the tax advantages of life insurance to your heirs and family. It’s a much better thing to do that keeping a pot of cash to cover possible long term care or critical illness expenses. Read the rest

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Personal observations about retirement – the first of a multi-part series

Your retirement plan needs to change as you grow older, but you should have a plan at every stage of your career. Don’t make the mistake of saying, “I can wait until tomorrow to do that.” Read the rest

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Everything we do with money can be put into only three simple categories. Read on to learn what they are and how they differ. Read the rest

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The old expression, “Life is short,” requires perspective to understand. A teenager hearing this thinks you’re crazy; a middle-aged person thinks you’re spot on. The decisions we make — and when we make them — can create a domino effect that can either work for us or against us. Read the rest

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Insuring your most valuable asset …YOU

Your most important asset is your ability to earn a living. How do you protect that? Disability insurance is probably the most essential form of insurance. Furthermore, it’s not as expensive as you might expect. Read the rest

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Make it a USA Holiday Season

Why spend money on cheaply produced goods from foreign factories when there are many, many alternatives. Read the rest

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Can You Afford to Grow Old?

The Bay Area can’t afford to grow old. Read why and what you can do about it. Read the rest

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Estate Planning Changes Are Affecting Business Owners

The San Antonio Business Journal reports that imminent changes to U.S. Estate exemptions shoudl spur individuals to engage in estate planning now. Read the rest

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Financial Implications of Retirement

Do you have a PLAN for retirement? Even if you think you’ll work beyond “normal” retirement age, you may not.

Consider scheduling a conversation with us to determine how to improve your plan. Read the rest

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